ACCIDENTS

• When the insured case occurs, you will be presented to the doctor without delay and you will inform the Insurer within 72 hours. If it is not possible to notify the Insurer in the aforementioned terms, you are required to attach to the application for compensation documents confirming the impossibility to notify the Insurer in due time.
• Follow the doctor's prescriptions and seek to minimize the consequences of the accident as much as possible.
• If the accident resulted in the death of the Insured, the Insurance Contractor / Beneficiary will notify the Insurer within 72 hours, even if the accident has been previously announced.

INFORMATION ABOUT THE BENEFICIARY INSURANCE OF ACCIDENTS natural persons
      In the field of accident insurance The Insurance Company "ASTERRA GRUP" SA proposes to you to insure the employees, family members, drivers and passengers, 24 hours a day with validity throughout the world without taking into account if the person who is abroad Moldova is out of work or traveling for personal purposes.
The object of the accident insurance is the patrimonial interests that concern the life, health and working capacity of the Insured.
Risks insured:

The insurance protection will cover, to the extent that they are expressly specified in the Insurance Contract:
a) The risks of permanent disability and / or death of the insured arising from an accident;
b) Risks of permanent disability, death, trauma and other personal injuries of the insured, arising from an accident.

Insurance compensation:
In the event of the death of the Insured from the accident, the insurance amount is paid to the Beneficiary or to the legal or testamentary heirs of the insured person in the amount of 100%.
In case of permanent loss of work capacity from accident, depending on the establishment of the disability group:
a) for severe disability - 100% of the sum insured;
b) for accentuated disability -75% of the insured amount;
c) for average disability - 50% of the sum insured.
In case of temporary loss of work capacity (or temporary loss of health) from the accident, - according to the Accident insurance contract.

INFORMATION ABOUT THE BENEFICIAL INSURANCE OF ACCIDENTS legal entities
      In the field of accident insurance The Insurance Company "ASTERRA GRUP" SA proposes to insure the employees, 24 hours a day, valid throughout the world without considering whether the person who is abroad from the Republic of Moldova is on duty or traveling for personal purposes. .
The object of the accident insurance is the patrimonial interests that concern the life, health and working capacity of the Insured.

Risks insured:
The insurance protection will cover, to the extent that they are expressly specified in the Insurance Contract:
a) The risks of permanent disability and / or death of the insured arising from an accident;
b) Risks of permanent disability, death, trauma and other personal injuries of the insured, arising from an accident.

Insurance compensation:
In the event of the death of the Insured from the accident, the insurance amount is paid to the Beneficiary or to the legal or testamentary heirs of the insured person in the amount of 100%.
In case of permanent loss of work capacity from accident, depending on the establishment of the disability group:
a) for severe disability - 100% of the sum insured;
b) for accentuated disability -75% of the insured amount;
c) for average disability - 50% of the sum insured.
In case of temporary loss of work capacity (or temporary loss of health) from the accident, - according to the Accident insurance contract.