1. HEALTH INSURANCE

Optional medical insurance - stipulates the liability of the Insurer for the provision of the medical services provided in the insurance contract upon the occurrence of the insured case, namely the payment for the medical assistance granted to the Insured on the territory of the Republic of Moldova.

2. AIRCRAFT INSURANCE - regulates the coverage of the insured risks affecting the assets of the Insured, related to the ownership, use, disposal of the civil aviation aircraft or the separate units of the air vessels, mentioned in the insurance contract.

3. INSURANCE OF GOODS IN TRANSIT - CARGO insurance - it covers the insurance interests of the Insured, when the insured risks related to the transport of the cargo, which belongs to the Insured or which has been transmitted to him, have occurred.

4. AUTO CIVIL LIABILITY INSURANCE includes subclasses

Mandatory insurance of liability of carriers to passengers - whose coverage is provided by the Law on the compulsory insurance of civil liability of carriers to passengers Nr.1553 of 25.02.1998 where the object of insurance is the civil liability of carriers for the damage caused to life , health and goods of travelers following accidents in transport.

Optional insurance of the civil liability of the transporter and the sender - the CMR insurance - where the object of the insurance constitutes the patrimonial interests of the Insured person correlated with his civil liability for the damages produced during the contract of transport and / or dispatch of the loads under the conditions of the international conventions of transport to the International Convention CMR (1956) with the subsequent additions and modifications, including within the limits of the minutes of 05.07.1978, and for the multimodal transports, based on the FIATA conditions, used obligatorily.

5. AVIA CIVIL LIABILITY INSURANCE - damages resulting from the use of air vessels (including the carrier's liability) - covering the insurance interests of the Insured related to his obligation to recover, in accordance with the manner established by the civil law, the damage caused to life and health or to the assets of the persons who suffered, when operating the airship, mentioned in the insurance contract, in carrying out the air traffic of passengers, baggage, cargo and mail or performing the aviation works on this airship.

6. GENERAL CIVIL LIABILITY INSURANCE - includes subclasses

Optional general civil liability insurance - provides insurance protection in case the third parties submit to the Insured the claims regarding the compensation of the damage incurred following the insured case, produced during the term of validity of the insurance contract, which was manifested by: damaging the health or causing the damage material to a natural person, as well as causing the material damage to a legal person.

Optional insurance of the civil liability of the companies - sources of greater danger - whose object of the insurance are the patrimonial interests that do not contravene the legislation of the Republic of Moldova, which are the obligation of the Insurer to recover the damage caused to the life, health or property of the natural persons or to the assets of the legal persons due to pollution of the environment as a result of the production activity of the Insured to the dangerous industrial object within the limits of the term of the insurance contract.

Optional insurance of the professional civil liability of the natural and legal persons - which provides as insurance object - the patrimonial interests of the Insured, related to the liability for the damage caused to third persons as a result of the error or negligence, committed in the process of the professional sal activity during the validity of the insurance contract .

Insurance for civil liability vis-à-vis third parties and their own employees - regulates the civil liability of the Insured in relation to third parties and their own employees for damages caused to them, by personal injury or death, as well as by damage or destruction of goods, consequences of certain facts accidental risks in relation to the risks for which the insurance contract is concluded.

Optional insurance of civil liability of airports and related services - which stipulates the obligation of the Insurer to recover to the Insured or to third parties, at his disposal, the amounts that the Insured must pay as compensation for damages, as a result of causing damage to health or of the goods, if it will be proved that these damages have resulted directly or indirectly from the insured case, which is related to the activity of the airport, mentioned in the insurance contract.

Optional insurance of professional civil liability of medical doctors and pharmacists - MALPRAXIS, regulates the object of insurance (covering the basic risk) is the civil professional liability of the Insured within the limits stipulated in the Policy, which arose as a result of producing the insured risk, which obliges the Insurer to pay insurance compensation for professional mistakes committed by the Insured.

7. CREDIT INSURANCE - the insurance of the financial risks that qualify as object of the insurance the patrimonial interests of the Insured (the Beneficiary), related to the total or partial loss by the Insured, (Beneficiary), of the own money means, granted as credit or in the form of a deposit bank, of the additional probable income or expenses, as a result of the non-performance (improper execution) of the contractual obligations by the participant in the business - the contractor of the Insured (the Beneficiary), of repayment of the bank loan or deposit within the established terms and payment of the bank interest, payment of the cost of the works performed, the goods delivered, the services provided by the Insured (Beneficiary).

8. FINANCIAL LOSS INSURANCE - includes subclasses

Assuring the loss of the property right - it is the object of insuring the patrimonial interests of the Insured (the Beneficiary), related to the risk of losing the property right to a certain immovable property, which is in the civil circuit of the Republic of Moldova and purchased (received) based on the sale contract. - purchase, donation, exchange or other convention.

Complex insurance of banks - the purpose is to insure the patrimonial interests of the Insured, which are interdependent with his banking activity, carried out in accordance with the legislation in force and related to the risks of destruction or loss of wealth, as well as causing damages as a result of insurance cases. .

Insurance of construction and assembly works - the insurance interests of the Insured Party, which do not conflict with the legislation of the Republic of Moldova, related to his accomplishment of the construction and assembly works, as well as the compensation of the damage caused by health or insurance, has as object of insurance. of the third person's patrimony when producing the construction and assembly works.